Buyers Only Category
Perception Of “Foreclosure and Short Sale” Being DEALS In Today’s Market
One of the common things buyers look for in a home is a “deal”, and naturally, one would think to get a deal, you should focus on foreclosure and short sale when looking to purchase a home. While that may have been the case a few years back, when home buying came to a near standstill, foreclosures and short sales today don’t represent the “bargains” they were a couple of years ago. When the banks were competing with normal sellers back...Continue Reading!
Buying A Home Or Refinancing A Mortgage-Lets Help You Prepare!
What is the toughest part of underwriting today? Sourcing of funds! Regardless of your down payment (3% or 50%) and/or your assets (millions in the bank) this still applies to you. All banks will require at least 30-60 days of bank statements from you. ANY deposits into your accounts outside of normal payroll MUST be sourced. What does sourcing of funds mean? ANY money that comes into any account you own that cannot be tied directly to payroll MUST be sourced. Birthday gift…must be...Continue Reading!
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