Buying A Home Or Refinancing A Mortgage-Lets Help You Prepare!
What is the toughest part of underwriting today? Sourcing of funds! Regardless of your down payment (3% or 50%) and/or your assets (millions in the bank) this still applies to you. All banks will require at least 30-60 days of bank statements from you. ANY deposits into your accounts outside of normal payroll MUST be sourced. What does sourcing of funds mean? ANY money that comes into any account you own that cannot be tied directly to payroll MUST be sourced. Birthday gift…must be...Continue Reading!
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